Create a deadline file
Keep the loan number, notices, payment history, servicer contacts, reinstatement quote, payoff statement, and court or sale dates together. Ask the servicer which loss-mitigation applications remain available and what makes an application complete.
See what an as-is cash offer could look like
Share the property address. We will review the condition, timing, and local market, then explain your options without pressure.
Compare staying and selling options
Possible paths may include repayment, forbearance, modification, refinance, a traditional sale, short sale, deed in lieu, or direct cash sale. Availability depends on the loan and circumstances. A cash offer is useful only if it can close in time and cover required payoffs or obtain approvals.
Protect yourself from scams
Do not pay large upfront fees to “save” the home, sign over the deed, stop communicating with the servicer, or sign blank documents. Verify credentials and get promises in writing.
Questions homeowners ask
Do I have to accept an offer?
No. Requesting an offer is free and does not obligate you to sell. Review the price, timeline, and written terms before deciding.
Do I need to clean or make repairs?
No. We evaluate the property in its current condition. You can leave unwanted items behind and avoid repair work if that is the best fit for you.
How quickly can a sale close?
Many cash purchases can close in roughly 10 to 30 days, but the closing date is set around the title work and your preferred schedule.